Several cities across the United States are expanding their anti-poverty initiatives by launching free cash programs as part of a growing interest in universal basic income (UBI). The fundamental idea behind UBI is to provide people with a regular stipend without any condition, which can help mitigate financial insecurity, especially among low-income households. These programs are typically financed through city budgets, philanthropy, or both.
They vary widely in their design. In some cities, everyone below a certain income threshold receives an unconditional cash
